Wednesday, August 31, 2011

Father's Day Gift Idea Kids Can Do - Candy Bar Wrapper

Father's Day Candy Bar Wrapper
Happy Father's Day! Yes, I know Father's Day was celebrated 3rd Sunday of June in the Philippines. But since I'm working for a virtual employer who's from Australia, I know that they will be celebrating Father's Day this first Sunday of September.

Since I didn't have the chance to post the Father's Day gift my kids and I gave their father, I thought of sharing it here and now.  It's a chocolate bar with personalized candy bar wrapper. I printed out the candy bar template from CrossDaily.com (I think but I can't find the exact url now). I asked the kids to color it then we bought chocolate bars. My husband likes dark chocolate but since they are smaller in size we just snuggled it in with the bigger sized milk chocolate.

Anyway, if you want to make your own candy bar wrappers and wrap a chocolate bar or candy bar gifts to your family and friends, below are two pages online which give free printable candy bar wrappers. You can also search for more online. If you have an artistic touch and you know how to make these templates, you can even do it as a part time business at home.

By the way, one great movie to watch with the family is The Pacifier. I'm watching it right now with my kids.


Tuesday, August 30, 2011

How Do You Find Your Passion?

This post is a follow-up to my last post on the Idea of Starting an Online Shop.  In that post, I mentioned about the idea of having an online shop selling tickets for movies, concerts and the like. And probably, incorporating a blog on various entertainment reviews would be a good way to enrich the shop.  The big question is, "Is this what I want to do?"

I would like to give my sincere appreciation to Krizza of Life's Tips and Tricks and Rovie of Anything About Bella who left comments and pointed out that to start an online shop or any type of business for that matter, it is important that it must be something related to one's passion. I fully agree with them because having a passion for something you do will make it more fun and enjoyable. And having the joy in doing something will make you more committed and persistent in making the business work no matter how difficult things may be.

Image by Royalty Free/Corbis.
To illustrate this point, about 5 years ago, I decided that I would like to work from home. At that time, I haven't discovered about blogging yet. There were two options that I thought I would like to do: start a daycare/preschool or work as a medical transcriptionist at home. Before I can do any of those, of course, I had to educate myself. I can't attend a community school since I also took care of my 3 children. Online schools offered the flexibility and accessibility that I needed that's why I opted to do a research on online degree programs in education or a medical transcription course. To make the story short, I ended up enrolling myself in one of the Medical transcription online courses (it's cheaper and took lesser time to finish). But guess what, 6 months...1 year...2 years went by but I did not finish the course. I really wanted to but I guess I was not driven by enough passion to do so.

So, how do you find your passion? How do you know what you really love doing?  I read this article entitled 7 Questions to Finding Your True Passion and the author gives 7 guide questions to finding one's passion and what one is meant to do. "Your passion have something to do with what makes you smile and what you find easy to do. It's something that drives your creativity and something you would like to do even if you don't get paid for it.  You like to talk about it with others and even if you fail doing it, you'd simply try again. Not doing it will be something you will regret for the rest of your life."  Read the article and I'm sure it will help you think more deeply about what you're passionate about.

For those who are still thinking of what course to take in college, it is likewise important to take a career you are passionate about. I found this site http://nces.ed.gov/collegenavigator/ which have many relevant articles, links and tools to help one find the right career to take.  I hope this will help you further find the information you need to finding your niche and passion.

Saturday, August 27, 2011

An Idea for Starting an Online Shop

Recently, Teecup announced that she opened a blog shop, a web blog and an online shop combined. Have you seen it? If you have the time, go and check it out. She has some nice goodies and information to share and sell.

Image by Keith Syvinski, stock.xchng
After, reading her post, I was thinking of the possibility of opening a sort of a blog shop or online shop myself in the future.  If we are going back to the Philippines, then we might as well think of ideas for starting a business. 

One idea that popped up in my mind is when I saw this website selling tickets for concerts, sports events and theater shows.  This website called aCheapSeat.com buys and resells a wide array of tickets such as the Enrique Iglesias tickets, All State Arena tickets and Chicago Theater tickets. I'm amazed that they even sell religion-related tickets like the Joel Osteen tickets, that of the "Most Influential Christian in America" in 2006 and the Book of Mormon tickets, that of a satire musical explaining the faith of the Mormons.

Their website caters to people who want to buy tickets for events without having to wait in line or losing the quality seats they desire. This reminds me of the long line of people waiting to get tickets in movie theaters or concerts. I was there in SM Mall of Asia when Justin Bieber had his concert last May (though I didn't watch it) and saw the many people waiting in line. What if one could tap into this niche in the Philippines and open an online ticket shop?  Why not? There are many doing this in the travel industry. Maybe, many bloggers can do this especially those who like doing movie, concerts and other entertainment reviews.

I wonder if this idea is feasible or if someone is already doing it?  Anyway, that is just a thought. Let me know what you think.  Feel free also to share your ideas of what type of online shop would be good to engage in.

Wednesday, August 24, 2011

What About PhilHealth and Medical Supplemental Insurance?

This is my entry to Techie She Lucky Blogger Weekly Giveaway Week 12. This week’s prize is $10 paypal cash credit from Sir Rob of Be a LifeSaver of Goodness.

Recently, I wrote about getting ready to go back to the Philippines. I think one of the things I would miss here is the medical insurance benefit that my husband's company provides. The medical insurance takes care of all the bills when it comes to our family's medical check-up, hospitalization, medications, dental care and eye care. We just need to always bring the health card with us when we avail of medical services. Of course, there are medical treatments that are not covered and I thank God that we haven't needed to undergo those. Having this medical insurance really saved us a lot of money. Just imagine that all my 5 pregnancies and deliveries were covered by the insurance. What blessings from God!

Because of this benefit, we haven't really looked into any health insurance in the Philippines. I remember when I was still working in the Philippines, there was I think Medicare which later became PhilHealth. Employees automatically become members of PhilHealth as mandated by the law. Employees and employer share 50/50 in the premium monthly contribution. The unemployed, self-employed and including OFWs can become members of PhilHealth, too, by making voluntary contributions (P300 per quarter). Seniors can apply for a lifetime membership when they reach age 65.

The benefit of having PhilHealth membership is the deductible amount or discount you and your dependents  get in case one incurs any inpatient or outpatient medical bills. I believe some get as much as 20%. But this still does not cover everything. So if your total bill is a big amount, what you would have to pay would still be a lot.

I didn't continue paying for my PhilHealth membership when I went abroad. Maybe, when we get back to the Philippines, we need to reapply or maybe continue paying our old membership accounts (if that is possible). Then maybe we could check-out some sort of Medigap plans as a safety net in case we get into any serious medical expense.

In the US, they have Medicare, similar to (probably better than) our PhilHealth but it also doesn't cover every medical bill and expense. So, there are many private insurance companies offering Medicare Supplement plans or Medicare supplemental insurance. When looking for this type of product, I would consider looking for the following quality factors before deciding to get one:

  • Affordability - The premium contribution should be affordable enough.
  • Flexibility - The coverage needs vary from people to people - from seniors to frequent travelers. One provider of Medicare Supplement I saw online (from the US) allows potential clients to compare plans, so they can choose which one best suits their needs. By the way, for seniors here's a site with more info for seniors.
  • Medical exam waiver - This provider I saw also guarantees policy approval even without medical exam under certain conditions. This is advantageous for those who have some health issues before and those who are no longer getting any younger.
  • Customer satisfaction - Of course, the company should have a good track record and trustworthiness when it comes to its customer service.

Do you know of any health card or medical insurance company in the Philippines which meets the quality factors I mentioned above?

Friday, August 19, 2011

4 Simple Art and Craft Projects for Kids (2)

Here is part 2 of the 4 Simple Art and Craft Projects that my kids did in the past.  I hope you can also find time to do them with your kids. It will help them develop their creativity, their motor skills as well as their patience while having some fun.

The first project is a beautiful craft project made by Emmuel last school year using a latch-hook kit. Their class teacher actually bought the kit for them. Though the finished art project looks like it's a difficult to do, it really isn't because of the gadget latch hook used. I'm amazed that my 10-year old boy was enthusiastic in doing this. The finished craft can be used as a table mat, a pillow case or framed as a hang-on decor.

Craft Using Latch-Hook
I remember doing something like this long ago as a school project, too. But we used an old sack, strips of cloth (retaso), and then instead of using a latch-hook, we used a ball pen cap. The strips of cloth are inserted into and out of the sack and tied with a knot. We do this repeatedly until the whole rectangular sack is covered. We get to choose our own designs. It's not as beautiful as the latch-hook project but it came up with similar end product.

The second and third art projects were done by Janel.  It's quite obvious that these were used as projects for Halloween. The first is a spider web with glitters.  The project used a black cartolina drawn with spider web using chalk.  Then, the kids used glitter glue following the lines of the web and allowed it to dry.

Spider web with glitters craft

The next is a pumpkin with glitters craft. The materials included a template of a pumpkin and cut outs of eyes, nose and mouth using black cartolina prepared by their teacher. The kids colored the pumpkin (Janel is in Nursery and has not yet polished her coloring skill), glued the eyes, nose and mouth onto the pumpkin. The last step was to use glitter glue to line the mouth of the pumpkin.

Pumpkin with glitters craft


During the Halloween party in their school last year, I saw that they had similar art projects used as Halloween decor.

The last simple craft project is a toilet paper roll craft. This is not part of the art projects they did in school but my two sons enjoy doing this craft when they were 4-6 years old. 

Toilet Paper Roll Craft

Here are the steps in making this toilet paper roll craft:
1.  First, prepare the materials needed: Toilet paper roll, crayons or color pencils or pens, glue, scissor, pattern picture which can be printed from DLTK-kids.
2.  Second, color the picture pattern.
3.  Third, cut out the pictures / patterns.
4.  Fourth, glue the different cut-outs on the toilet paper roll in the proper positions.
5.  Lastly, let the glue dry and then play with your finished art craft.

I hope you will enjoy these art and craft projects with your kids.

Friday, August 12, 2011

Paghahanda sa Pag-uwi

Update: The voting is on. I hope you could vote for my entry at PEBA.  Also, an anonymous person left me a comment "Huh?" so I wrote an English version of this post which you can find here Overseas Filipino Workers - Ready to Go Home?

Parang kailan lang, labing-isang taon na pala ako dito sa abroad. Dito ko na naipanganak ang aming limang mga anak at dito na rin sila naglakihan. Bagamat nakarating na rin sila sa Pilipinas, mahigit isang buwan lamang ang kanilang itinigil doon sa mabibilang sa isang kamay na pag-uwi. Sanay at kuntento na kami sa takbo ng pamumuhay dito - tahimik, komportable at masaya dahil sama-sama.

Noong isang araw, umuwi ang aking asawa na may dalang balita na kinagulat naming lahat. Ang sabi niya "Sabi ni Amo ay hanggang anim na buwan na lamang ang kontrata ko." Ano? Siyanga? Talaga namang pinatutupad ang Saudization sa kanilang kumpanya. Matagal nang nababanggit ng aking asawa ang tungkol sa Saudization, ngunit ngayon lamang siya nakatanggap ng notice na nalalapit na ang end of contract niya. Hindi pa naman daw final iyon. Maaari pang may pagbabago sa bagay na ito. Ngunit isa lamang ang nais na mensahe nito sa amin. "Kailangan na naming maghanda - maghanda sa pag-uwi."

Image by Tomasz Turczynski, stock.xchng
Nang sabihin namin sa aming mga anak ang tungkol sa pag-uwi sa Pilipinas, ang tanong nila ay bakit? At kung tatanungin sila kung okey lang sa kanila ang umuwi na sa Pilipinas, ang sagot nila ay ayaw nila...ayaw nila iwan ang mga friends nila dito, ayaw nila ang init sa Pilipinas, paano na iskuwela namin, etc, etc. Ehem. Unang-una pala sa dapat ihanda sa pag-uwi ay ang puso at isipan ng aming mga anak.

Kung kami ay titira na muli sa Pilipinas, tiyak na malaking pagbabago ito sa amin.
  • Una ay kailangan kaming maghigpit sa aming gastusin. Hindi ko naman masasabing maluho ang klase ng pamumuhay namin dito, matipid pa nga kami kumpara sa iba. Ngunit pwede pa ring higpitan upang makatipid. Alalahanin, pito kami sa pamilya at apat na anak ang nag-aaral. 
  • Pangalawa, maraming sumasagi na katanungan sa aming isipan. Saan kami titira? Saan mag-aaral ang mga bata? Bibili ba kami ng sasakyan? (Ang mahal yata ng gasolina sa Pinas, di tulad dito, wala pang sampung piso kada litro.) Ano kaya ang puwedeng pagkakitaan ng pera? (Hindi puwedeng puro lang kami gastos at walang kita.) Mag-oOFW pa ba muli ang aking asawa? Babalik ba akong muli sa akademya o sa industriya ng kursong aking tinapos?

Kaya nga mainam para sa mga OFW ang nag-iisip na ng plan 1-2-3 bago pa man magdesisyong umuwi o mapa-uwi. Hindi naman forever ang trabaho sa ibang bansa. Kailangang maghanda para sa pag-uwi ay hindi tayo nangangapa kung saan kukuha ng pang-tustos sa pamilya o kaya'y maging pabigat sa iba.

Paano nga ba tayo makapag-hahanda na ating mga sarili? Narito ang ilang mungkahi na aking naisip:
  • Hangga't maaari ay magkaroon ng savings. Alam kong hindi lahat ay nakagagawa nito dahil marami sa mga OFW na kilala ko dito ay break-even din lang, ang iba nga ay kulang pa rin ang kita para sa panggastos. Ngunit, napakahalaga ang magtabi kahit kaunti ng savings para sa panahon ng pangangailangan.
  • Kung maaari ay magkaroon ng option sakaling wala nang trabaho sa abroad. Mag-aral kung kailangan. Marami akong kilala na nag-aral ng computer, photography, cooking courses, medical transcription, pagmemekaniko, caregiving, etc. Puwede ring mag-aral kung paano maging VA o Virtual Assistant. Kahit hindi ang mga OFW mismo, pwede ang kanilang mga dependents. May mga libre at murang kurso naman sa TESDA, Informatics, Manpower Training Center at TLRC. Of course, mas maganda kung makatapos din ng pag-aaral ang mga anak.
  • Mag-invest kung pwede. Hindi ko kabisado ang area na ito pero may mga ibang nagiging produktibo pa rin sa tamang pag-invest sa stocks, treasury bills, atbp. 
  • Magsimulang magkaroon ng part time business o part-time income. Marami nang pwedeng gawin na business ngayon. Pinakapopular siguro ay magtayo ng tindahan sa bahay, direct selling, network marketing at cellphone loading business. Marami ding mga business ngayon na pwedeng i-franchise pero kailangan ng malaki-laking puhunan. Maaari din namang mag-loan katulad sa loan program ng OWWA at National Livelihood Support Fund. P200,000 sa bawat tao o P1M sa isang grupo na may 5 miyembro ang pwedeng ma-loan sa interes na 9% per annum. (Tumawag sa OWWA hotlines (02)551-1560 at (02)551-6641 para sa karagdagang impormasyon).

Sa aking experience, dahil ako ay stay-at-home mommy na nag-aalaga ng 5 anak, nakasumpong naman ako ng paraan upang kumita ng extra mula sa internet. Nakakakuha ako ng mga VA jobs mula sa oDesk at Freelancer at kumikita din ako sa pagsulat via blogging at sa HubPages. Salamat sa Diyos dahil kahit papaano ay binigyan Niya ako ng lakas ng loob at talento na subukin din ang online world para sa ganitong paraan ng pagkita.

Ang malaking tanong - Handa na ba kami sa pag-uwi? Ang sabi ng aking isang anak nang marinig ang balita ay "i-pray natin ito." Kung kalooban ng Diyos na kami ay umuwi na, dalangin ko na maging handa kami lalo na ang aming mga anak. Sa biyaya Niya at mga pangako sa salita Niya, nagtitiwala ako - kami na magiging mabuti ang aming kinabukasan.

"At buhat sa kayamanan Niyang hindi mauubos, ibibigay Niya ang lahat ng inyong kailangan sa pamamagitan ni Cristo Jesus." ~ Filipos 4:19

"Ngunit pagsumakitan ninyo nang higit sa lahat ang pagharian kayo ng Diyos at mamuhay nang ayon sa kanyang kalooban at ipagkakaloob niya ang lahat ng kailangan ninyo." ~ Mateo 6:33

Ang post na ito ay aking isinulat bilang entry sa Philippine Expats/OFW Blog Awards.

"Ako'y Magbabalik, Hatid Ko'y Pagbabago." (I Will Return, I Will Bring Change.)

Tuesday, August 9, 2011

Marriage is for Grown-Ups

This is my entry to Techie She Lucky Blogger Weekly Giveaways Week 10. This week’s prize is $10 Cash via Paypal from Mel Cole of Hearts Content of a Mama.

I saw this book "12 Questions to Ask Before You Marry by Clayton and Charie King" from the First Wild Card Tours and even though I did not request a review copy, I would like to share with you the first chapter of the book (please read below) which I really find so relevant to anyone who is planning to get married or maybe is already married.  There is also a little something there that shows who a mature parent is and how he/she handles his/her children.

Marriage is for grown-ups. I've often heard it said that we should act our age. Therefore, if we are going into a marriage relationship, we should not act like kids but as responsible, mature adults.  The first chapter of the book listed signs which we can take a look at and judge our own level of emotional, spiritual, social, and financial maturity. The list is meant to help in the improvement of ourselves and not bring condemnation of the heart.

I'll break it down for us here but be sure to read the chapter below to see the relevant explanation and application so you can assess yourself more appropriately.  You need to grow up if
  1. You are over 30 years old and still live with your parents.
  2. You have never had a job of any kind for more than six months.
  3. You are unable to pay your basic bills each month.
  4. As a general rule, you lack self-control in your life.
  5. Your relationships look more like a roller coaster than a marathon.
  6. You always play the victim.
  7. You tend to speak negatively of other people.
  8. You are plagued by jealousy.
  9. You have trouble finishing.
  10. You are crippled by debt.
  11. You can’t say no.
  12. Your relationships are too physical.
  13. You fall in love too fast.
  14. You have a problem with authority.
So, what do you think? Do you agree with all that was listed? Do you need to grow up? In what areas?  We may not be mature in all areas of our lives. But knowing where we need to grow up will help us better ourselves and how we deal with others in our relationships. Praying this information was helpful to you.


It is time for a FIRST Wild Card Tour book review! If you wish to join the FIRST blog alliance, just click the button. We are a group of reviewers who tour Christian books. A Wild Card post includes a brief bio of the author and a full chapter from each book toured. The reason it is called a FIRST Wild Card Tour is that you never know if the book will be fiction, non~fiction, for young, or for old...or for somewhere in between! Enjoy your free peek into the book!

You never know when I might play a wild card on you!


Today's Wild Card author is:


and the book:

Harvest House Publishers (August 1, 2011)
***Special thanks to Catherine Miller, Marketing Assistant, Harvest House Publishers for sending me a review copy.***

ABOUT THE AUTHOR:


Clayton and Charie King have been married for over ten years and share a passion to serve Christ through ministry, missions, and marriage. Clayton is a pastor and the author of Amazing Encounters with God and Dying to Live, and he is the founder and president of Crossroads Worldwide. Charie is an artist, author, and a popular speaker at youth and women’s conferences. Clayton and Charie have two sons.

Visit the author's website.

SHORT BOOK DESCRIPTION:




Longing to help dating couples prepare for lasting marriages, popular author and pastor Clayton King and his wife, Charie, guide them through 12 relationship-building questions about family, finances, and faith and unveil the biblical perspective that creates a forever marriage—it is better to serve rather than be served.



Product Details:

List Price: $11.99
Paperback: 208 pages
Publisher: Harvest House Publishers (August 1, 2011)
Language: English
ISBN-10: 0736937773
ISBN-13: 978-0736937771

AND NOW...THE FIRST CHAPTER:

Are You Willing to Grow Up?

Then we will no longer be infants, tossed back and forth…Instead, speaking the truth in love, we will in all things grow up into him who is the Head, that is, Christ.

Ephesians 4:14-15


Here is the best advice on marriage and relationships I have ever heard in my life. Partially because it is simple, blunt, and easy to remember. Mostly because it is absolutely true. Are you ready?

Grow up.

Rick Warren, the well-known author and pastor from California, said that after 30 years of marriage and relationship counseling sessions, he could sum up nearly all of what needs to be said to both men and women in those two words—grow up. I agree.

That is why Charie and I chose to put this chapter near the beginning. Right off the bat, straight out of the gate, you need to know that just about every other problem or challenge or struggle that arises in your marriage will only be a secondary issue. The primary issue will be your level of maturity. Because that maturity, above all other things, will determine whether or not you work together as a team to solve problems or whether you act like children, puffing and pouting and pontificating under pressure, and eventually quitting the relationship.

The bottom line is simple. Marriage is for grown-ups. It is too difficult and requires too much effort, patience, and self-control for people with the maturity level of children. And keep this point in mind: Maturity is not about your age. It is about your acceptance of responsibility.

Acting Like a Kid

There is something epic, right, and good about watching a mom or a dad lay down the law with their five-year-old in the grocery store. I’ve always been impressed with parents who are firm with their kids and aren’t swayed by their emotional outbursts and toddler tirades. So many kids rule and reign over their parents, ignoring their warnings, flopping about on the floor like a smallmouth bass out of water. So when a mom or dad actually follows through on a threat by stopping their child from behaving badly, popping them on the bottom, or grabbing them by the hand and taking them outside to the car or the parking lot, I just want to shout with joy. It’s beautiful to watch a mom or a dad accept the responsibility of being the parent. They’re acting like grown-ups. And one day their children will also act like grown-ups because their responsible parents taught them how to be responsible for their actions from their earliest years.

I saw something along these lines unfold one day in the post office that left an indelible mark on me. It involved a mom and her son. And it’s the perfect illustration of what happens when adults refuse to grow up, to mature, before they tie the knot.

I was behind them in line observing the interaction between mommy and son. This kid was…I really don’t know how to describe him. Awful? Disrespectful? Obnoxious? None of these do him justice. Put plainly, the kid was out of control. Yelling, jumping, pulling envelopes off the shelves. His mom was pitiful. Threatening him. Screaming at him. Rolling her eyes and snapping her fingers. It was a just a big display of futility. The kid knew his mom wasn’t going to follow through with any of her threats. They had played this game before. He knew he could act however he wanted and get away with it.

Everyone there was embarrassed. The clerks looked frazzled. But all of the grown-ups in the room knew it was not the five-year-old who was to blame. It was his mother. Even though she had accumulated enough years to be considered a grown-up, she was, in a sense, as immature as her son.

Then everything changed. The boy was running in and out of the large, heavy swinging doors that led to the parking lot. These were thick glass doors with steel frames. Every time he would run through them, he would push them open really hard, and try to jump back through them before they would close. And they would bang closed.

As the tiny tyrant was playing his game while his mother screamed more threats at him, an older woman with both hands full of boxes opened the other swinging door. And right as that door began to swing backward, the kid was jumping through, playing his game. He never saw the door the woman had let go.

The timing was perfect. The physics were just right. The door caught the boy at just the right angle and at full velocity as he came full-speed toward it. The kid was maybe 40 pounds, the door was at least 150 pounds, and he went airborne.

It sounded and looked way worse than it actually was. He was scared out of his mind. There was no blood, no real injury. But it was as if the cosmic forces of justice and discipline decided to step in and deal with a young boy whose mother was not willing to. All of us in the post office froze until we realized he was okay. And as he shrieked and cried and screamed bloody murder, we tried our best not roll on the floor laughing.

For some of you, sadly, this will be your marriage story. Playing games, having fun, acting like a child, when—BOOM! Out of nowhere you will get sideswiped and knocked on your back, and wonder what in the world happened.

Acting Your Age

People who are willing to grow up are developing the wisdom and foresight to look ahead and predict the outcomes of the decisions they make. If they don’t like what they see in their future, they make changes. They redirect their spending. They pick new friends. They begin reading books and turn off the TV and computer. They put away their cell phones when they need time to think. They watch what they eat. They adjust how they handle relationships.

Fools are not willing to grow up. They like being able to have fun and do what they want. They can run around and scream and yell and pull stuff off the shelves, so to speak. And they can play silly little games with other people’s hearts and emotions. They can sleep around, fool around, and break up with people at will. But just like the rowdy kid in the post office, if they refuse to grow up, hoping a great marriage will automatically come along someday, they will get blindsided by a force bigger and stronger than them. The kid never saw the door coming. Millions of people each year never see the divorce, the affair, or the meltdown coming.

Mature adults see trouble in the future as a result of their current decisions, and they change. Immature kids don’t.

This is why God gave us parents. Whether yours were good or bad, the job of parents is to guide and protect their children, preparing them to be mature adults in the real world one day. All good parents have, at one time or another, told their child to “act your age.” The assumption is that if a child is eight years old, they aren’t allowed to roll around on the floor in the middle of Wal-Mart like a two-year-old who doesn’t get the toy they want. There is an expectation that is not only natural but also normal. There needs to be level of maturity that is equivalent to the number of years a person has been alive.

So before you tie the knot, it is paramount that you deal with this issue as quickly as possible. Again, every single issue and problem and misunderstanding you face in your future as a married man or woman will be framed by your maturity level. If you have never really grown up emotionally, you will find yourself in the midst of a disagreement over something as insignificant as whose family you will visit over the Christmas holidays, and before you know it, it has blown up, and so have you, into an all-out fight. And you (or maybe both of you) are dredging up things from years past, making accusations that are irrelevant to the decision about Christmas plans, and raising your voices to the decibel level of a Metallica concert…all because you did not get your way in the discussion.

Be honest. Do you ever do this? Internally or externally? If you’ve never really asked yourself this question, you should do it right now. And answer truthfully. There is nobody to judge you or make you feel bad. I’m not here watching you—I wrote these words long before you picked up our book. So what do you have to gain by being dishonest about your maturity level? Just own up to it and tell the truth. It’s the first step in preparing yourself to be the kind of woman or man who is ready for the lifelong commitment of marriage.

Read the Signs

On the next couple of pages, you’ll find a basic list of words, attitudes, behaviors, actions, and reactions to serve as a grid…a grid by which you can judge your own level of emotional, spiritual, social, and financial maturity. Look at them as you would look at road signs.

The department of motor vehicles in your state will not issue you a driver’s license until you can prove to them (on a test, administered in a crowded building by less-than-happy DMV employees, usually) that you not only know how to read all road signs, but that you can also interpret what they mean. The DMV wants to know that you are competent enough to obey posted signs—signs that indicate laws that were established for our protection.

God has established laws in the universe He created. His laws are for our benefit and blessing, to protect us and keep us from harming others and ourselves. He has given us signs that He cares for us by establishing laws governing our behavior. He’s given us the Bible, the church, pastors and teachers and leaders, our parents, coaches, and the experience of older people to warn us. If we ignore the signs, we pay the price, just as ignoring road signs could cost us a speeding ticket or a head-on collision. It could cost us a fine, our privilege of driving, or even our life. So it’s much better to read the signs and obey them. Or as one observer of life has pointedly reminded all of us, “You better check yourself before you wreck yourself.”

As you consider your maturity level, do not be discouraged if you realize that you do indeed need to grow up in one or more areas. Rather, be motivated to change, make course corrections, get help, seek a mentor, read some books, see a counselor, change jobs. If you merely feel bad over being immature, you’ve missed the point. Think of these words as shining a light into your life that will illuminate you to yourself.

You may need to grow up if…

You are over 30 years old and still live with your parents. With the exceptions of caring for aging or sick family members or the sudden loss of a job, by your thirties, unless there is a physical or mental limitation, you should be self-sufficient enough to leave the nest. Who really wants to marry someone who still lives in their parents’ basement at age 34?

You have never had a job of any kind for more than six months. If you have never worked, you need a job. Any job will do. Just start somewhere. You need the experience. If you’ve had numerous jobs over the years and none of them have lasted very long, it may be a sign that you are lazy or easily bored, or have a problem being told what to do by a boss.

You are unable to pay your basic bills each month. Without assistance from family members or friends, you simply could not make it financially. This includes car insurance, rent, groceries, power bill, and basic medical expenses. If you can’t pay your basic bills, you will cause a train wreck by getting married to someone.

As a general rule, you lack self-control in your life. Whether it’s your spending habits, how much you eat, the amount of time you spend watching TV, or your constant obsession with being online (checking e-mail, Facebook, Twitter, or YouTube), these are signs of immaturity, and are a crucial red flag that points to an inability to control your desires.

Your relationships look more like a roller coaster than a marathon. You are unable to develop long-term relationships with the opposite sex. You’ve never learned how to push through problems, boredom, or conflict, and your default mechanism is to break it off and start a new one. Your past is filled with failure in the area of commitment.

You always play the victim. You’re always secretly trying to uncover a conspiracy by your peers to exclude you from social outings, parties, get-togethers, or group dates. It’s immature to think that the cosmic forces of nature and love have combined their powers to hurt you. None of us are that important in the grand scheme of things.

You tend to speak negatively of other people. Whether in one-on-one conversations or in large groups, your habit is to bash or attack someone who is not present to defend themselves. Immature people say things about people behind their back (or online) that they would never dream of saying to their face. This can ruin a marriage in a hurry, because it reveals deep insecurities.

You are plagued by jealousy. Little children get upset on the playground when they see their best friend playing with or talking to another child. Grown-ups get past this stage…at least they should. Are you consistently jealous of other people’s possessions, salaries, houses, cars, friends, physical appearance, or family? Can you celebrate the blessings of God in others’ lives? Or does God’s goodness to others stir up envy inside your heart toward them?

You have trouble finishing. My two sons are notorious for starting little projects around the house, getting bored, and then abandoning them for us to clean up. They don’t know how to finish things yet because they’re not even ten years old. If you are known for beginning things all gung-ho with great passion, but you consistently fizzle out and never see it through, this is a relationship killer. Marriage is not something you can start, then walk away from, without serious emotional damage. Grown-ups finish what they start.

You are crippled by debt. If you are single and want to get married, the most practical area of your life to examine is your finances. This is the issue most couples fight about most often. If you owe tens of thousands of dollars on credit cards, student loans, your car, and so on, then your problem is not your debt. It’s immaturity. You haven’t yet learned how to live within your means.

You can’t say no. Marriage by nature requires you to say “no” to thousands of other opportunities (and possible mates) so that you can say “yes” to one person for a lifetime. If you are the guy or the girl who is always taking care of others, bailing your friends out, staying up ’til 2 a.m. on the phone trying to talk them out of another crisis, then you will have a rude awakening once your mate expects you to give them your undivided attention and affection.

You fall in love too fast. How many times have you told someone that you were “in love” with them since you turned 18? This may be an indication that you need to mature emotionally. Falling in love after every first date shows you haven’t really moved very far toward emotional maturity. It also guarantees you will get hurt as often as you fall in love, leaving your heart wounded for years to come.

Your relationships are too physical. If you have a track record of messing around and messing up with just about everyone you’ve ever liked or dated, this is bad news. When you start out basing a relationship on making out, kissing, or fooling around physically, you teach yourself to ignore the other person, their feelings, and the self-control that is essential in a godly marriage. Adults draw the line and stand back. Children run ahead without caution and suffer for it.

You have a problem with authority. Pay attention to this one, because marriage is about submitting completely, heart and soul, to someone else. Children hate being told what to do, regardless of their inability to be responsible for themselves. Are you like that? Do you tend to rebel against all forms of authority in your life? Do you balk at being told what to do by the government, the IRS, even a traffic policeman? Grown-ups understand that submission to authority is in their best interest, and they are willing to submit to God first and then to one another. Immature kids rebel.

Do I need to grow up?

I vividly remember the moment in my life when I started to ask that question.

I’d been dating a girl off and on for about four years. We were both in college, in our early twenties, and hopelessly “in love” with each other. There were only a few minor problems.

Neither one of us could ever feel any sense of peace from God that we should get married.
We came from totally different backgrounds.
Our families were as different as night and day.
Her parents begged her to break up with me (a real
bummer for a dating relationship).
We had fairly consistent arguments about meaningless things where one or both of us would end up in tears.
(As I said, a few minor problems.)
It was during one of our arguments about something totally insignificant that I had a sort of “out-of-body” experience. It was as if I was looking at myself from above, and what I saw scared me because it was really happening.

I was sitting on the floor, frustrated and angry and confused. I was crying like a baby. She was lying on the floor, balled up in the fetal position, weeping and wailing and telling me how I never listened. It occurred to me that this scene looked like an episode of The Jerry Springer Show. We were both acting like little children.

Then and there the reality set in. We were not ready for marriage. We couldn’t even have a healthy dating relationship. We were totally wrong for each other.

I broke it off and never looked back. My problem was immaturity. I needed to grow up.



In the remainder of the book Charie and I will explore these ideas and encourage you to continue asking yourself difficult questions as you prepare yourself to become the kind of woman or man that is ready for the lifelong commitment of marriage. You may want to come back to the list in this chapter and glance at it as you read, asking yourself if your biggest issue is your maturity level.

Remember, everything you face in marriage can be dealt with and handled correctly if you and your spouse have the maturity to work together as a team, by God’s grace, to tackle any problem that comes your way.

In what areas of your life do you need to grow up?

Thursday, August 4, 2011

My Top 10 Emerging Influential Blogs for 2011

I have decided to join the writing project called The Top 10 Emerging Influential Blogs for 2011.   It is a writing project on its 5th year which seeks to highlight and promote new blogs that are making waves in the blogosphere. For this year, a blog can be nominated if it was started from April 2010 to the present and is gaining readership and/or following and influencing others in any significant way.

Now, here's my list of the Top 10 Emerging Influential Blogs for 201:
1. Random Thoughts - I like this blog by Reese because she has been posting about many interesting information and airing her honest thoughts on it. I especially like the posts written about current issues in Philippine society and politics which keeps me updated since I really don't watch the news or read the newspaper that much.

2. Teecup Limited - When I first visited Teecup's blog, I have noticed that she talks about something that is helpful and of interest to me - not cats though she posts a lot of pretty pictures of it, but Freelancing.  If you are into freelancing or are planning to plunge in, then you need to read Teecup's tips about this topic. 

3. Make More Money Online (M3O) -  Liz's blog is one of those blogs that actually motivated me to retry oDesk. I have signed up earlier with oDesk prior to reading her blog but her posts about oDesk really helped me understand more about it. Now, I have a job with oDesk for more than 6 months now.

4. Certified Foodies - One of the things I also love to know about is Food. Being a Food Technologist by profession (though not employed as one), I want to know what's new in the market and this blog by Mhel and Kenneth keeps me updated on what's happening in the Philippine food industry and market.

5. Food Fashion and Fun - I like this blog because it showcases food including recipes which I could follow and sample myself. She writes the cooking instructions in a conversational way unlike in most Food blogs where recipe ingredients and cooking instructions are numbered or enumerated. Well, that's Jackie's style.

6. Tottering Mama - Being a mama myself, I like to read information that can help me in parenting my 5 active, growing up children. There are a handful of nice posts about Toddler that you might like to read on this blog.

7. The Pepperific Life - Though the author of this blog is a single mom, she sure knows a thing or two about important issues concerning child life and discipline. Read on her helpful articles like Teaching Kids Respect and Honesty.
8. The Blogger's Journal - When I need to look for something technical stuff to do in my blog, I do a Google search on it. Now, knowing that this blog gives helpful tutorials on technical blogging stuff, I know where to turn to for some helpful how-tos.

9. LEVYousa - I know the author of this blog from her other blog Living Life to the Fullest. This blog is an extension of her personal thoughts about what she sees in life that needs blogging about.  Good for additional insight into the Philippine Lifestyle.

10. Techie She - The last on my list is a fairly new blog by Sheryl. But knowing Sheryl, there's something up her sleeve that people would want to know about blogging technology and how-to's, online contests, make money online and more. I like joining her weekly meme/giveaway because it serves as a catalyst or idea for some of my quality posts. You get a chance to win some prize too.

So, that's my list of blogs that I find interesting.  If you want to join this project and list the blogs you like, visit Janette Toral's page on Influential Blogger for the complete details. Who knows? You might get the chance to win one of the 10 $100 that will be given away to this writing project's participants. 

Monday, August 1, 2011

4 Simple Art and Craft Projects for Kids

This is my entry to Techie She’s Lucky Blogger Weekly Giveaways Week 9. This week’s prize is $10 paypal credits from Lainy of Lainy’s Musings.

The past few days have been very busy. The first quarterly exams of the kids are due this week and next week and there are some projects that they have to finish and submit.  I have been helping them in their projects and preparing them for the exams. In addition, I am completing some online freelancing jobs so I did not really have enough time to do any musing for writing a blog post.

Anyway, while sorting through tons of photos that Kristel needs for her project, I came across these photos of the craft and art projects that my kids did last school year. Let me just share these with you.

The first two are Janel's art work. These are her water color paintings. Don't ask me what they are. I don't know either but I really like the color.  Can you tell me what they look like? She likes to paint after school and I like some of the outcomes of her water color painting effort.

Janel's Water Color Painting

Janel's Water Color Painting
The next photo is Kristel's bean mosaic project. Their teacher gave them a picture of a fish and asked them to glue different types of beans (mungbean, soybeans, black beans and lima beans?) onto the picture. It looks pretty.

Kristel's Bean Mosaic art project
The next two are Emmuel's project. The first two also uses water color plus other mediums. In the first project, they used thread. I think what they did was to dip a string in water color, place it on the paper while holding one end of the string, press another paper on top then pull the string. It made this artistic water color effect. I remember having done this while in school as well.

String and Water Color Painting
This one is called fruit and vegetable printing. They cut up different fruits and vegetables, make artistic cuts with the help of a grown-up, then dip it in water color and stamp it onto the paper. Emmuel made nice designs using carrots, "ampalaya" (bitter gourd) and potatoes.  If you want to personalize wrapping papers, using water color can definitely be a good material to use.

Fruits and Vegetable Printing

I have other photos of their projects but I will share them on another post.

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